When is a Car Considered Totaled?

Car Accident on Highway

If you’ve ever heard someone talk about how their car got totaled, you may be wondering, “When is a car considered totaled?” A car is considered totaled when the repair costs exceed its total value. Learn more about totaled car meaning and what you can do if your car is totaled with the team at Kempthorn Motors below. If you have any questions that come up along the way, don’t hesitate to contact us!

Totaled Car Meaning

If your vehicle is damaged in an accident, it’s important to know when a car is considered totaled. As mentioned, a car is deemed totaled if its costs to repair it at the service center exceed its overall value. Here are some factors to consider to help you better understand totaled car meaning: 

  • If the damages have made your vehicle undrivable, (parts of your car are bent, your view of the road is blocked, fluids are pouring out, etc.), it’s likely that the repair costs will exceed its value.
  • If the frame is severely damaged and your vehicle is older than five years old, the insurance company may consider it a total loss due to the high cost of frame repairs.
  • The value of your car will be lower if it has high mileage.

My Car Is Totaled: What Do I Do?

The first thing you should do after a car accident is file a claim with your insurance agent. Based on the estimated repair costs, they will determine if your car is a total loss. You will then receive payment for the vehicle’s cash value at the time of the accident, which is based on factors like age, condition, mileage, etc. Your collision and comprehensive insurance coverage deductible will be subtracted from that amount. 

Schedule Repairs at Kempthorn Motors

If your car isn’t totaled and can be repaired, don’t hesitate to turn to the Kempthorn Motors collision center. Our highly-trained technicians have the skills and equipment necessary to get you back on the road in no time. Contact us online, or give us a call at 330-452-6511. We look forward to serving you!


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